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Northern Missouri

The Grand River shapes Livingston County's floodplain

The Grand River runs through Livingston County, so buyers of bottomland or property near the river should check official flood maps before assuming a parcel is dry, since flood-zone status affects insurance and lending

The Grand River runs through Livingston County, and its floodplain shapes where flooding is a real consideration for homes, farm ground, and roads. If you are buying property in the bottoms or anywhere near the river or its tributaries, the practical step is to check the parcel against official flood maps rather than relying on how the ground looked on a dry day. A property’s flood-zone status can affect flood-insurance requirements and how a lender treats the loan. The FEMA Flood Map Service Center lets you look up flood zones by address, and county emergency management and SEMA are the right sources for local flooding history and preparedness. Confirm a specific parcel’s status against the official map before assuming it is out of the floodplain.

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